Q: Are child care providers required to have liability insurance?
A: Unfortunately, not all states require child care providers, including camps or after school programs, to carry liability insurance. Day care centers, however, are often required to carry liability insurance. You should feel absolutely comfortable asking any day care center about their credentials and qualifications relating to their ability to take care of your child as well as asking how medical bills and expenses are handled in the case of an accident.
If you would like more information on this subject or answers to many more of your questions, please visit our website, the InsidersLegalGuide.com, and request your free copy of my book, Preventing, Discovering and Acting on Claims of Day Care and Child Care Abuse.
